bima 12PMSBY Scheme: The 12 Rupees Insurance Scheme. The Pradhan Mantri Suraksha Bima Yojana (PMSBY), popularly known as the 12 Rupees insurance scheme is one of the three socialBerita Bima 12: Menteri Perdagangan menyatakan bahwa produk Esemka memiliki daya saing sebesar ini di pasar domestik.